4 FAQs about Risk analysis of rooftop photovoltaic panel installation

Are roof-mounted solar panels safe?

Roof-mounted PV systems offer numerous benefits, including reduced energy costs and a reduced carbon footprint. However, businesses and installers must be aware of the potential risks associated with these systems. As the popularity of solar panels continues to soar, understanding and mitigating this emerging risk is paramount.

Are roof mounted PV systems a hazard?

Common property hazards to be assessed when considering the installation of roof mounted PV systems include: PV systems introduce new electrical components such as wiring, invertors, control equipment as well as the PV panels themselves. These components can be subject to failure, damage, or heating, increasing the risk of fire.

Are rooftop solar panels a risk?

However, rooftop solar increases the value at risk compared to ground mounted systems (see Figure 1). PV panels can cause property damage and in commercial buildings, can result in business interruption. Swiss Re constantly tracks the shifting risk landscape of energy transition, as detailed on our Renewable Energy Risks page.

Can PV panels be installed over a combustible roof system?

PV panels installed over a combustible roof system is discouraged as it will almost certainly increase the severity of a loss. The rooftop placement of PV panels means any fire igniting due to the PV panels or cabling is beyond the building's fixed fire protection and detection systems.

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